Post Archive

May 2010

Consumer Education

You’ve seen it in Yellow Page ads and on the side of work vans. As an individual, what does a “licensed, bonded, and insured” contractor mean to you? Licensed Doing business with a licensed contractor is prudent for several reasons. First, the license proves that the contractor must have exhibited

Read More
Consumer Education

Congratulations if you have a graduating son and daughter! It has been a long road of learning for both you and your child. Now is an excellent time re-evaluate your insurance needs as your son or daughter leaves your home for college or takes the big step for establishing themselves

Read More
Consumer Education

What did my premium go up when I haven’t had any claims? Premiums may have gone up for all insureds in your class. Insurance involves a lot of people sharing the losses of a few people. When, overall, losses go up, your share (in the form of your insurance premium)

Read More
Resources

Hallam & Associates Insurance Agency has a strong background of experience in offering protection to Farm and Ranch owners throughout Colorado. Underwriting farms is our expertise. Our agents have no less than 10 years experience in the AG insurance industry. And most of our AG agents have been with Hallam

Read More
Resources

C.L.U.E. C.L.U.E. (Comprehensive Loss Underwriting Exchange) is a claims history database created by ChoicePoint that enables insurance companies to access consumer claims information when they are underwriting or rating an insurance policy. It typically contains up to five years of personal auto or personal property claims history. You can order

Read More
Resources

Some background information Homeowners insurance is basically designed to bring your home and possessions back to the same condition they were in before a loss occurred. There are several different types of homeowners policies offered by a wide variety of insurance companies and not all coverages are the same or

Read More
Resources

Did you know that your vehicle, driving record, and credit are only a few things driving your insurance premiums? Determining Your Auto Insurance Needs Everything from your vehicle’s make, model and safety features to your driving record and annual mileage may have an influence on your auto insurance premium. And

Read More