Dangers of Conversation

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Check out this article and website on the Dangers of Cell Phone use while driving.
Cell phone use has grown dramatically in recently years. In 1995, cell phone subscriptions covered only 11% of the United States population; in 2010, that number grew to 93%. This has led to a substantial …

Benefits of an Independent Agent

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Do you know the benefits of purchasing your insurance with an independent agent instead of with a captive agent. Check out the link and we will let you know.

Farm & Ranch Insurance

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Hallam & Associates Insurance Agency has a strong background of experience in offering protection to Farm and Ranch owners throughout Colorado. Underwriting farms is our expertise. Our agents have no less than 10 years experience in the AG insurance industry. And most of our AG agents have been with Hallam …

Important tips you should know

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C.L.U.E. C.L.U.E. (Comprehensive Loss Underwriting Exchange) is a claims history database created by ChoicePoint that enables insurance companies to access consumer claims information when they are underwriting or rating an insurance policy. It typically contains up to five years of personal auto or personal property claims history.
You can order a …

Homeowners Insurance

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Some background information
Homeowners insurance is basically designed to bring your home and possessions back to the same condition they were in before a loss occurred. There are several different types of homeowners policies offered by a wide variety of insurance companies and not all coverages are the same or are …