Winter Storms, Freezing, and Icy Conditions. Are You Prepared?

November 3rd, 2011 by Hallam & Associates Insurance Agency, Inc.

Winter weather brings along with it a number of risks. Winter storms bring wind, snow and icy conditions that can damage your home and auto. Cold can cause pipes to burst, frost swells and other damage. Heating your home with fireplaces and holiday lighting can both increase the risk of …


Winterize your Classic Car

November 3rd, 2011 by Hallam & Associates Insurance Agency, Inc.

1. Top off your levels.
• Fill your gas tank and add a fuel preservative. The full tank keeps out moisture, and the preservative
keeps the gas from breaking down. Take one last drive to circulate the preservative.
• Make …


Can my windshield be repaired?

April 3rd, 2010 by Hallam & Associates Insurance Agency, Inc.

Windshields often can be repaired rather than replaced, but specific criteria must be met. In most cases the deductible will be waived for windshield repairs by your insurance company, provided you have Comprehensive coverage and your glass claim is covered.
Can your windshield be repaired?
If you answer “yes” to the questions …


Business Use

March 3rd, 2010 by Hallam & Associates Insurance Agency, Inc.

Are you sure the business use of your vehicle is covered under you personal auto policy?
Business use of a vehicle is excluded under your personal auto policy unless it is charged for under a business use rate and it is of limited use described below:

Should you apply a decal on …


Accidents Happen

January 3rd, 2010 by Hallam & Associates Insurance Agency, Inc.

Accidents happen – even to the most careful drivers.
Knowing what to do after an accident will help you to remain calm and in control. It may even make the experience a little less frightening. Take a moment to review this Checklist and keep it in your glove compartment in the …


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