Home Inventory

March 3rd, 2010 by Hallam & Associates Insurance Agency, Inc.

Before a catastrophe strikes and you’re faced with a loss, make a home inventory – lists, pictures or a videotape of the contents of your home. After all, would you be able to remember all the possessions you’ve accumulated over the years if they were destroyed by a fire? Having …


Power Sports Coverage

March 3rd, 2010 by Hallam & Associates Insurance Agency, Inc.

The Super Ball game has been won! The Medals at the Olympics passed out! Maybe you looking forward to cleaning up the snowmobile and putting it in storage. Canceling the insurance on it. Oh but wait…is that such a good idea?
The seasonality of power sports (snowmobiles, atv’s, boats, rv’s) activity …


Business Use

March 3rd, 2010 by Hallam & Associates Insurance Agency, Inc.

Are you sure the business use of your vehicle is covered under you personal auto policy?
Business use of a vehicle is excluded under your personal auto policy unless it is charged for under a business use rate and it is of limited use described below:

Should you apply a decal on …


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